Pricing

Plain-English covered call analysis on the stocks you already own. Built for investors who think in months, not Mondays.

Our strategy takes months to play out. We bill annually so you're evaluated as an investor over time, not month-to-month. And because the strategy needs months to prove itself, when public access opens your first three months will be free — no credit card to start. We'll ask for payment at the end of the trial, not the beginning, so you subscribe only after you've watched a full quarter of cycles play out.

Beta pricing — subject to refinement based on cohort feedback before GA billing begins.

How does this compare to what you're paying now?

$1,000,000

Advisors typically quote fees as a % of assets under management. But for an income investor, the relevant metric is: what % of my income am I paying for this service? Here's the comparison:

Provider	Annual fee	% AUM	% options incomeⓘ

The “% of options income” figures assume a 5% annual covered-call yield on the underlying portfolio — a typical figure. Your actual yield varies by holdings, the implied-volatility environment, and strategy level.

Keep your advisor for what advisors do well — tax planning, estate, behavioral coaching. Use IF.ai for what algorithms do better — per-position strike selection, strike floors, account-type-aware suggestions.

Or, if you're a self-directed investor, IF.ai is your complete covered-call framework — no advisor required.

See pricing tiers ↓

Founder

Beta-cohort rate, locked for life. First 100 only.

$99/yr

or $25 / quarter

First year free, then $99/yr
No credit card required during trial
Per-holding Conservative / Moderate / Aggressive
Multiple account types — taxable, Roth, Traditional, 401k, HSA
Up to 15 holdings
All Plus-tier features, grandfathered for life

Available only to the first 100 members during closed beta. Locked at beta acceptance.

Join the waitlist

Standard

For single-account portfolios. One strategy across every holding you own.

$299/yr

or $75 / quarter

First 3 months free
No credit card required during trial
Portfolio-wide Conservative / Moderate / Aggressive
Single account type
Up to 8 holdings

Plus

Built for multi-account portfolios. Tune strategy per holding.

$399/yr

or $100 / quarter

First 3 months free
No credit card required during trial
Per-holding Conservative / Moderate / Aggressive — tune each position to its account's tax setup
Multiple account types — taxable, Roth, Traditional, 401k, HSA
Up to 15 holdings